Sofi reddit.

Not in a few years more like at least 5+ , and realistically more, $100 a share would give it like 100 billion valuation, that’s puts it near other legacy banks, banks like capital one market cap only 54bill. Don’t expect share buy backs they owe too much money. Realistically - 5 years. Hi everyone! I've been doing some research between SoFi and Fidelity and I wanted to know what you all think of these two brokerages. I know Fidelity is part of the Big 3 "adult" investing houses while SoFi is part of the up and coming FinTech crowd. I know both are poised for the long term. But I'm wondering if for investments and a Roth IRA ...Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.Ask Me Anything. I just signed up for SoFi and was wondering if anyone had answers as to whether the >$5000 direct deposit bonus to get the $250 is purely based on the deposit amount, or if you actually have to keep that amount in your account throughout the evaluation period. For example. I get a deposit of $5000. I then transfer $3000 of it out.

SoFi $300 bonus qualification sanity check Discussion I'm planning to open a SoFi Checking & Savings account to get the $300 bonus and 1.25% APY and hoping to get confirmation on my understanding of the fine print, which says "The Evaluation Period is defined as 30 days from the date your first Qualifying Direct Deposit is received."

Nov 11, 2023 ... 3% is for first year or first 36000 points, whichever comes first. 3% does not last forever, regardless if you have direct deposit or not. It is ...

But yeah you'll get whatever the bonus is, i set mine up through employer and after the 2nd one hit I got the bonus. $1,000-$1,999 direct deposit total in 30 days, cash bonus of $50. $2,000-$4,999 direct deposit total in 30 days, cash bonus of $100. $50,000 or more in direct deposit total in 30 days, cash bonus of $300. I should …SoFi Technologies Inc. Follow. Share. $7.48. Pre-market: $7.48. (0.00%) 0.00. Closed: Mar 13, 8:25:13 AM GMT-4 · USD · NASDAQ · Disclaimer. search Compare to. Apple Inc. …Moderator Announcement Read More ». InDEThER. • 2 yr. ago. I have both. Fidelity is better for investing. SoFi is better at banking. If want a one stop shop, SoFi. If okay with a two stop shop, SoFi for banking and Fidelity for investing. dakotadick.SoFi is a great financial institution but I much prefer Discover as ai mainly use my debit card. The cashback is great and the customer service is the best of any company i’ve ever had to contact. They’re also fairly competitive ( just raised their rate to 0.90% ). I also believe they have the better checking account. Fixed rates from 8.99% APR to 29.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate.

Sofi is better but chime is good what it does to. They do offer mobile check deposit. They have peer to peer payments within SoFi Members. You can deposit cash for a fee at places like Walgreens,CVS, Walmart. I’ve had SoFi for many years and their automated investing and early payday program is very good.

Mar 28, 2023 ... Envelope is a banking option that is similar to what Simple Bank was and they're currently on a Beta waitlist. I've debated switching over to ...

Ask Me Anything. I just signed up for SoFi and was wondering if anyone had answers as to whether the >$5000 direct deposit bonus to get the $250 is purely based on the deposit amount, or if you actually have to keep that amount in your account throughout the evaluation period. For example. I get a deposit of $5000. I then transfer $3000 of it out.Maybe later or early tomorrow 🤔. I get paid every other Friday. With SoFi the direct deposit hits my account around 5:30pm Pacific Time on Wednesday two days before. My normal payday is every other Friday morning. With SoFi, I get my deposits on Wednesdays around 8 pm Pacific time (~2 days earlier).SoFi. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. 32K Members. 97 Online. Top 3% Rank by size. r/sofistock. Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's. Using the funds to consolidate CC debt, will save over $12K in interest alone. r/personalfinance. true. Nov 27, 2023 ... When submitting the check, we advise you to include your signature and “For mobile deposit only at SoFi Bank” to prevent any delay or rejected ...Whether you’re looking to immerse yourself in culture or bury yourself in the sand, read on for the 10 best things to do in Miami. Topping any list of 10 things to do in Miami is s...

Student loans still constitute the most $ revenue for SoFi and it’s not feasible to shift to a new revenue stream, in size , overnight. Moreover Galileo is a very old and aging product that’s doesn’t scale well. They will be clobbered by the likes of stripe who are truly building banking as a service .The SoFi Member Rewards program is now open to all SoFi members. Once you enroll in the app, you'll earn points when you make moves toward financial independence. Points are redeemable for pieces of stock, SoFi loan payments, or SoFi Credit Card statement credits. Thanks again to all the members who beta tested the rewards program.This question is about SoFi @rhandoo2020 • 09/21/21 This answer was first published on 09/21/21. For the most current information about a financial product, you should always check... For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that. Sofi invest is still not a Finished product. I used it for a while for some small trading but I couldn't stand the lack of info and that it doesn't have AH trading. Square's trading platform is way more intuitive and gamified it's probably the closest to Robinhood. But as far as info / charting etc. There are many options out there - …Jan 27, 2024 ... That's the SOFI way sadly. They don't have any real fraud team etc like other real major banks. So any issues that pop up your fault or not they ...We reviewed SoFi personal loans, looking at its origination fees, types of loans, co-signers policies and more. By clicking "TRY IT", I agree to receive newsletters and promotions ...

SoFi Checking and Savings perks are so underrated. I’ve been banking with them since 2019. Things I love: -2 day early paycheck(the own the technology”Galileo”) -No overdraft or minimum balance fees -Vaults and autopilot (awesome feature) -Current APY 2.50%* -Easy and Accesible way to contact customer service. -3% SoFi Credit card for ... How do you earn $300 and even more cash back on your credit card? 🤔. All you need to do is get the SoFi Credit Card (and make sure you have direct deposit set up to a SoFi bank account) to earn up to $300—and 3% cash back on eligible credit card purchases for a year. Some things really are just better together. 😉. Want to know more?

The process was a bit slow but it was such a busy time for mortgages. (2.8%) Used Sofi for a Morgtage Refi in January.. total process was about 45 days.. had zero problems and the communication was very clear.. I shopped 5 different Morgtage companies before deciding.Thank you for your submission to r/SoFi.As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact. A quick reminder to everyone else to not share referral links outside of the monthly referral …The SoFi Credit Card * offers 2% unlimited cash back on purchases and 3% unlimited cash back on bookings with no annual fee, making it a solid (but not unique) …Not in a few years more like at least 5+ , and realistically more, $100 a share would give it like 100 billion valuation, that’s puts it near other legacy banks, banks like capital one market cap only 54bill. Don’t expect share buy backs they owe too much money. Realistically - … The conversation where negative keywords representing bad experiences such as "fraud", "bad cs", "horrible service" etc. is used accounts for 4% of the overall conversation happening about SoFi on Reddit and Twitter for the last 90 days and it is not particularly increasing as of late. It's been pretty steady for the last 90 days (pie chart ... Overview. SoFi is an online bank with a sleek online banking platform and mobile app designed to make money management fun and easy. It offers a competitive …Jan 24, 2024 ... Do not keep your money at sofi. Invest. It's absolutely horrible. You can't take your money out. Their website has all kinds of bugs. You start ...After being a chase customer my entire life I was SO HAPPY to leave chase (checking/saving) to go to SoFi. Chase screwed me over way too many times when I was poor and in college with overdraft fees, minimum balance fees etc. And now that I’m an employed adult with decent monies, chase doesn’t deserve to custodian that for me.If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...

SoFi: Online Banking, Loans, Invest, Credit Card, & Mortgages. We’re giving out $20K* to open doors to your ambition. Enter now. *NO PURCHASE NECESSARY. Ends 4/19/24. …

If you get the card prior to year end though, and you're listed as being SoFi Plus, you get 3% back on everything, up to a max of 12 months or $12,000 worth of purchases. General strategy for the SoFi account is to bank out of your savings account, to keep the money there as long as possible to get that 4.5%.

Good news—our APY is increasing again! 🎉. SoFi Checking and Savings members can now earn 4.20% APY on all savings and Vault balances.*. Members with direct deposit will also keep earning 1.20% APY—that’s 20x the national average checking account rate†—on their checking account balances.For members without direct deposit, you’ll ...SoFi is a lender that is known for having zero fees and tons of benefits for its members. Compare rates for a SoFi personal loan here! By clicking "TRY IT", I agree to receive news...SoFi offers easy access to Crypto as an asset class for investment. If you would like exposure to Crypto, in a similar way that you might invest in a stock or bond fund, SoFi Crypto offers that. You can buy and sell with a couple taps inside the app. SoFi manages the storage and security for you. On the back end, your SoFi Crypto trades are ...Keep it classy, be respectful to Sofie and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. ... Reddit, minus, or gfycat. You are only allowed to post a maximum ...Banking. This may be more of just a general banking question, but since the savings account in SoFi yields the high interest rate, and there is no-fee overdraft protection, I have just been keeping 100% of my money in the savings account. I keep $0 in my checking. Anything that comes out of my checking is covered by an overdraft from my savings. SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... For the ETFs they use pretty much the Sofi select Top 500 and Vanguard ETFs. I used to use Sofi automated investing on an aggressive strategy. They will exclusively invest in Vanguard developing markets, traditional Vanguard stock ETF, but they will invest in Sofi ETFs also which sometimes but not always outperform …Aug 29, 2023 · Disclosure from SoFi. Fixed rates from 8.99% APR to 29.99% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as ... SoFi Daily Chat - March 08, 2024. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, …5.0. NerdWallet rating. The Nerdy headline: Qualified borrowers will find few lenders better than SoFi, thanks to thoughtful perks like unemployment protection and …Loan Costs and Fees. The only extra cost you’ll pay on a SoFi undergraduate student loan is the interest rate, which ranges from 5.99% to 14.70% variable APY and 4.44% to 14.70% fixed APY. SoFi ...

Jan 24, 2024 ... Do not keep your money at sofi. Invest. It's absolutely horrible. You can't take your money out. Their website has all kinds of bugs. You start ...This subreddit acts as customer service almost and people only come here to complain about problems they’re having. So every person who has an issue immediately floods the …Nov 21, 2023 ... If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be ...Loan Costs and Fees. The only extra cost you’ll pay on a SoFi undergraduate student loan is the interest rate, which ranges from 5.99% to 14.70% variable APY and 4.44% to 14.70% fixed APY. SoFi ...Instagram:https://instagram. rico to the rescuetire pressure recommendedstephen king's the shining mini seriescat in litter box SoFi will go up with time as more institutions and retail investors realize SoFi's true potential especially as it get closer and closer to the Q4 earnings. I bought more shares of SoFi at $6.81 to $6.82 today to take advantage of that primal instinct most people have been taught from the prior post SoFi's earnings sell off.SoFi offers easy access to Crypto as an asset class for investment. If you would like exposure to Crypto, in a similar way that you might invest in a stock or bond fund, SoFi Crypto offers that. You can buy and sell with a couple taps inside the app. SoFi manages the storage and security for you. On the back end, your SoFi Crypto trades are ... easy auto ship reviewssamsung razor cell phone Real estate is often portrayed as a glamorous profession. Real estate agents, clients and colleagues have posted some hilarious stories on Reddit filled with all the juicy details ...A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat... toyota grand highlander dimensions SoFi. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. 31K Members. 39 Online. Top 3% Rank by size. r/investing. When using your SoFi Money account as the funding source, the money is available in your SoFi Invest account right away. Active investing is pretty slick. All buy and sell orders are currently market orders, no support for limit orders yet. The UI for buying and selling is quick and easy to use. Swipe, buy, done. I have slowly been moving all of my finances to SoFi over the past few months and couldn’t be happier. Yes they are FDIC insured. They are a national bank and your deposits are safe up to 250k. My guess is that they offer very competitive checking/ savings APY to gain market share as they are a relatively new business.