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Round up your rent history. If you’re a first-time home buyer, the lender will want to ensure that you paid your rent on time and didn’t bounce any checks. You can provide a copy of a year’s worth of cashed rent checks or a letter from your landlord explaining that you paid on time. Get a gift letter, if necessary.

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Cardholders who are Walmart+ members will earn: 5% cash back on in-store purchases made using their card with Scan and Go in the Walmart app for the first 12 months after approval. 2% cash back on fuel purchases at Walmart and Murphy USA Fuel Stations on top of the $0.05 per gallon fuel discount they receive through their …

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